When you cancel a train ticket, the speed of your refund largely depends on the payment method you used: IRCTC iPay: This is IRCTC's native payment system. Tickets booked via iPay are refunded almost immediately upon cancellation. Using the AutoPay feature (with pre-authorized UPI or card mandates) helps complete the refund process instantly for unconfirmed tickets. railmitra.com IRCTC eWallet: Refunds to the IRCTC eWallet are typically credited much faster than the official 24‑hour window. While the refunded funds stay within the railway ecosystem, they become available almost immediately for future bookings. UPI payments: Since UPI supports instant fund transfers, bookings made via UPI—especially through iPay—also receive refunds within minutes or hours instead of days. 🌟 Quick Tips: Use faster methods like iPay, eWallet, or UPI for faster refunds. Cancel as early as possible to minimize charges. For confirmed tickets canceled well in advance, standard deductions apply—but refunds still process quickly with the above methods. If a train is canceled or delayed by over 3 hours, IRCTC automatically refunds your fare without manual intervention. railmitra.com By opting for the right payment mode and timing your cancellation smartly, you can almost always get your refund immediately—no waiting for the usual 3–7 working days! Read here full blog - https://www.railmitra.com/blog/train-ticket-cancelled-heres-how-to-get-instant-refunds-easily Check all train timetable - https://www.railmitra.com/train-schedule